What we stand for at 
Vibe

Folio Chief Compliance Officer Michelle Boyd says one of the key distinctions with Vibe Insurance is its simple, transparent pricing structure.

"Vibe charges a single, upfront fee in New Zealand dollars, which is shared between the business and the broker. That’s it—no hidden commissions or complicated pricing models."

“Too often, other platforms bury their fees in product commissions or layered charges. Clients are left doing mental gymnastics to figure out what they’re actually paying. At Vibe, what you see is what you pay—and that’s the point.